Why is Private Browsing better than just clearing History daily?

I heard that you should do your online banking and other financial activities in Private Browsing mode. I always clear history when I turn off the computer anyway. And getting the Private Browsing to accept my previously bookmarked locations has been unsuccessful. I can re-bookmark from Private Browsing, of course. But I just wondered if this is really necessary, or more for folks with computers on networks, or shared computers?

You may not get at my computer--troubleshooting information. I'm using Windows 7 operating system and the latest version of Mozilla Firefox.

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